The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.